15% from the first dollar Subclass 417 & 462
Working Holiday Visa Tax Calculator
Working holiday makers pay 15% from the very first dollar — there is no tax-free threshold. On the same income you pay more tax than an Australian resident, and this calculator shows you exactly how much more.
1 Enter your income2 See your tax and the resident comparison
Step 2 · your result
Tax on your income
$0
at working holiday maker rates
- An Australian resident would pay
- $0
- You pay more by
- $0
- Your effective rate
- —
- Your top rate
- —
Rates from the Australian Taxation Office, checked 13 October 2026. General information only — not tax advice.
The working holiday maker rates
| Taxable income | Tax on this income |
|---|---|
| $0 – $45,000 | 15c for each $1 — from the first dollar |
| $45,001 – $135,000 | $6,750 plus 30c for each $1 over $45,000 |
| $135,001 – $190,000 | $33,750 plus 37c for each $1 over $135,000 |
| $190,001 or more | $54,100 plus 45c for each $1 over $190,000 |
Compare the first band to a resident. A resident pays nothing on their first $18,200. A working holiday maker pays 15% on it — about $2,730 of tax on money a resident keeps entirely.
How much more you pay: $60,000 of income
Working holiday maker: $11,250.00 vs Australian resident: $8,520.00
A difference of $2,730.00 on the same income. The gap is entirely the missing tax-free threshold — above $45,000 both are on the same scale.
Frequently asked questions
How much tax do working holiday makers pay?
15% from the very first dollar up to $45,000, then the ordinary rates apply. There is no tax-free threshold — that is the single most important difference from a resident.
Is there really no tax-free threshold?
Correct. A resident pays no tax on the first $18,200. A working holiday maker pays 15% on it. On $30,000 of income that difference alone is about $2,730.
Which visas does this apply to?
The working holiday maker rates apply to subclass 417 (Working Holiday) and subclass 462 (Work and Holiday) visa holders. You need to tell your employer you are a working holiday maker so they withhold at the right rate.
What if I earn more than $45,000?
Above $45,000 the ordinary resident rates apply — 30c, 37c and 45c per dollar. So the working holiday rates cost you more at low incomes and the same at high ones.
Do I pay the Medicare levy?
Working holiday makers are generally not entitled to Medicare, so you may be able to claim an exemption from the 2% Medicare levy. It depends on your circumstances — see our page on Medicare levy exemption for visa holders.
Do I get the tax back when I leave?
You lodge an Australian tax return after the end of the income year and any over-withheld tax is refunded. If you leave before 30 June you can lodge an early return with a paper form. Superannuation is separate — see DASP.