Also see: Everything for NSW →
2026/2027 financial year Checked 14 October 2026
Stamp Duty Calculator — NSW
What transfer duty costs in New South Wales: $1.25 per $100, topped at 5.5%. Enter a purchase price and the calculator applies the Revenue NSW table, band by band, showing the working.
1 Enter the property value2 See the duty
Step 2 · your result
Transfer duty
$0
on a purchase in NSW
- Effective rate
- 0%
- Your band
- —
- Charged on
- $0
- Top rate in this state
- —
Rates from Revenue NSW, checked 14 October 2026. General information only — your assessed liability is worked out by the revenue office.
The rate table
Revenue NSW's table, exactly as published (2026/2027 financial year):
| Dutiable value | Duty |
|---|---|
| $0 – $18,000 | 1.25% for every $100 (minimum $20) |
| $18,001 – $38,000 | $225.00 plus 1.5% for every $100 over $18,000 |
| $38,001 – $103,000 | $525.00 plus 1.75% for every $100 over $38,000 |
| $103,001 – $387,000 | $1,662.00 plus 3.5% for every $100 over $103,000 |
| $387,001 – $1,290,000 | $11,602.00 plus 4.5% for every $100 over $387,000 |
| Over $1,290,000 | $52,237.00 plus 5.5% for every $100 over $1,290,000 |
How the maths works
Duty = the base for your band + the rate × the value above that band's floor
Worked example: a $800,000 home at $800,000 falls in the band starting at $387,000. Duty is $11,602.00 + 4.5% of $413,000 = $30,187.00 — an effective rate of 3.77% of the price.
What to watch
- NSW indexes the thresholds every year, and the table on this page is the one Revenue NSW labels as the 2026/2027 rates — other sites often still show last year's bands.
- There is no separate "premium property" table any more: the 5.5% top rate is the last line of the table itself.
- The Family Home Transfer Duty Concession is new from 1 July 2026 for a first-home purchase, and applies to a different set of transactions from the scheme listed here — check both with Revenue NSW.
- Duty is not deductible for an investment property — it is added to the cost base instead, which reduces the capital gain when you sell.
Frequently asked questions
How much is stamp duty in New South Wales?
On a $800,000 home it is $30,187.00. The rate is not one flat percentage — the table has 6 tiers. It is marginal: the first band is charged at its own rate, then the next, and so on, so only the part of the value inside each band is charged at that band's rate. Put your own figure into the calculator above for the exact number.
What is stamp duty called here?
In New South Wales the tax is called transfer duty. "Stamp duty" is the everyday name for the same thing.
Is it charged on the whole price or just above a threshold?
Just above. Duty is marginal: the first band is charged at its own rate, then the next, and so on. That is why the difference between a $790,000 and an $810,000 property is a few hundred dollars rather than tens of thousands.
Do first home buyers pay it?
The First Home Buyers Assistance Scheme removes transfer duty entirely on a new or existing home valued at $800,000 or less, and reduces it on homes under $1 million (vacant land: nil to $350,000, reduced under $450,000). Check the current rules — concessions change more often than the rate table does, and this calculator applies the standard rate to everyone.
What else is added to the bill?
Duty is only one line. Settlement also carries registration fees, your conveyancer's fee, and adjustment of rates and water at settlement. If the property is an investment, duty becomes part of your cost base for capital gains tax rather than a deduction.
Why does the figure here sometimes differ from the revenue office by a few dollars?
Because some jurisdictions charge the rate for every $100, or part of $100, which rounds the taxable amount up to the next full $100. This page applies that rounding where the official wording says so, and says which states do it in the notes above.
Related
- Stamp duty in every state — the same calculator for the other jurisdictions
- First home owner grant NSW — the grant, which is separate from duty
- Land tax NSW — the annual tax that starts after you own it
- Everything for NSW