8 jurisdictions From $10,000 to $30,000
First Home Owner Grants — Australia
The grant is a state payment, so the amount depends entirely on where the house is. It ranges from $30,000 in Queensland to nothing at all in the ACT — and most of it is only for new homes.
NSW
New South Wales
$10,000
Revenue NSW
VIC
Victoria
$10,000
State Revenue Office Victoria
QLD
Queensland
$30,000 or $15,000
Queensland Revenue Office
WA
Western Australia
$10,000
RevenueWA
SA
South Australia
Up to $15,000
RevenueSA
TAS
Tasmania
$20,000 for 2026–27
State Revenue Office Tasmania
ACT
Australian Capital Territory
No grant since 1 July 2019
ACT Revenue Office
NT
Northern Territory
Multiple schemes
NT Government
Compared
| State or territory | Grant | Authority |
|---|---|---|
| New South Wales | $10,000 | Revenue NSW |
| Victoria | $10,000 | State Revenue Office Victoria |
| Queensland | $30,000 or $15,000 | Queensland Revenue Office |
| Western Australia | $10,000 | RevenueWA |
| South Australia | Up to $15,000 | RevenueSA |
| Tasmania | $20,000 for 2026–27 | State Revenue Office Tasmania |
| Australian Capital Territory | No grant since 1 July 2019 | ACT Revenue Office |
| Northern Territory | Multiple schemes | NT Government |
The spread is real, not rounding. On the same $700,000 new home, a buyer in Queensland receives $30,000 and a buyer in the ACT receives nothing. The state border is worth more than most negotiations with the builder.
What nearly all of them have in common
- New homes only in most states — a home that has not previously been occupied or sold as a residence.
- One grant per transaction — a couple buying together does not get two.
- You have to live in it. Investment purchases do not qualify.
- Value caps apply in NSW, Victoria and Queensland.
- It is separate from stamp duty concessions, which in several states are worth more than the grant itself.
Frequently asked questions
Is the first home owner grant the same in every state?
No, and the differences are large. Queensland pays $30,000; Tasmania pays $20,000 for 2026–27; NSW, Victoria and WA pay $10,000; South Australia pays up to $15,000; and the ACT stopped paying one in 2019.
Is it only for new homes?
In most states, yes. NSW, Victoria, Queensland, WA and Tasmania all require a new or never-occupied home. That is the most common reason an application is refused — people assume the grant applies to any first home.
Can I get the grant on an established home anywhere?
Not through these schemes. Established homes may still attract stamp duty concessions for first home buyers, which are separate from the grant — and in some states worth more.
Do I have to live in the property?
Yes — these are grants for a home you will live in, not an investment. You must occupy it for the required period, and buying to rent it out does not qualify.
Is there a value cap?
In several states. NSW caps a newly built purchase at $600,000, Victoria at $750,000, and Queensland requires the new home to be valued at less than $750,000 — at exactly $750,000 you are not eligible.
Can two buyers both claim it?
No. Each state pays one grant per eligible transaction. A couple buying together receives one grant between them, not one each.
Related
- Land tax calculator — the annual state tax on investment land
- Rental bond calculator
- Negative gearing calculator
- Property depreciation calculator
Amounts from each state and territory revenue office, checked 12 October 2026. General information only — eligibility is assessed by the relevant revenue office.